If you go to Vegas and gamble, who do you think will win?  The house always wins!  That is why they can afford all of the big buildings.  We are deceiving ourselves if we think that it is any different with insurance.  Face it, insurance companies are like any other business.  They are in business to turn a profit, and they cannot do that paying out huge payments for medical bills.  This is why we have co-pays, deductibles and managed care.  The insurance companies have calculated just how best to mitigate their risk and set the terms of your policy to […]